Where to Start?
Where do you imagine you and/or your family living? What size home would meet your needs? Are you seeking low maintenance property or property with room to grow your family, tend to gardens and land, to homestead upon and have room for four-legged family members? Does that picture in your mind include bright city lights with endless activities within a short distance or more rural living with some trees and mountains? Do you desire to live where many would go to vacation and “get away from it all”, or somewhere in the middle, like the suburbs so you’re a short distance from either end of the spectrum? Do you work remotely or need to commute into an office or a specific territory you need to be nearby? If you work remotely from home, what would those needs be? High speed internet, separate area in home to meet with clients, or do you conduct all your meetings via Zoom? These are just some of the questions we will need to discuss for our team to build upon and start the search for your new home.
Asking yourself these questions can help you get a clearer sense of the buying process and what your needs and wants are, which are key components for us to assist you through this journey.
Purchasing a home, the process:
Purchasing a home is one of the biggest investments you’ll make in your lifetime. During this process, our team will work with you to help you understand all the steps and communicate with all parties involved, set up showings, write and negotiate offers, and navigate through the buying process from start to finish as smoothly as possible.
For us to help you be successful in presenting offers on your behalf, you will need to prepare the following financial information and work with a Mortgage Broker or Financial Institution and obtain a loan pre-qualification letter, which is a key document that will guide us in finding a home that fits within your wheelhouse.
- Financial statements
- Bank accounts
- Credit cards
- Auto loans
- Recent pay stubs
- Tax returns for two years
- Copies of leases for investment properties
- 401K statements, life insurance, stocks, bonds, and mutual account information.